Budgeting doesn't have to be a dull chore. In fact, with a bit of creativity and a positive mindset, it can become an enjoyable part of your financial journey.

No matter how much you earn, if you're not managing your money wisely, you'll never achieve your financial goals. That's where lifestyle deflation comes in. By consciously making decisions to cut back on unnecessary expenses and live a more frugal lifestyle, you can free up more money to put towards your financial goals.

If you’re a single woman barely earning enough to make ends meet, it’s far too easy to get trapped in a cycle of debt. That’s why we wanted to create this guide to outline some of the best ways to break free from your patterns and step into a brighter financial future.